Florida Housing Programs

Are you a First-Time Homebuyer?

See if you qualify to get into your own home

with up to a $15,000 Closing Cost Assistance Grant?

If you would like assistance, please take a moment to complete the form below.

First-Time Homebuyer

Home Type

Property Use

Property Purpose Situation

Estimated Purchase Price of New Property

Gross Annual Income

Credit

Can you show proof of income?

Filed bankruptcy in the last 3 years?

Reserves (Approximate funds in checking, savings or retirement)

Are you working with a real estate agent?

First Name

Last Name

Email *

Phone *

Address

Street Address

City

State

Country

Postal Code

Questions? You Can Call Us Now at (800) 853-5305

First-time homebuyer programs offer financial aid, and personalized assistance to

help buyers, who qualify to help with purchasing their first home.

A large red building sitting on the side of a road

First-Time Homebuyer Programs

First-Time Homebuyer Programs offer financial aid, often in the form of closing cost assistance, and personalized assistance to help buyers, who qualify to help with purchasing their first home.

Florida Home Programs

It only takes a moment and can often save you up to $15,000 in assistance when purchasing a home.

Grant Programs

It is recommended to submit documents promptly to be reviewed. Each scenario is different, and dependent on the individual applicants, work history, current income, liabilities, reserves, etc. Reviewing each case independently will allow us to provide you with the appropriate information to assist with purchasing a home.

Down Payment Assistance Programs

Available in certain scenarios depending on the applicant's individual case. Assistance can be provided on single family homes and townhomes.

Homeowner Education & Support

Provide educational information to support homeowners' needs.

FAQs

Your Questions Answered: Simplifying Homeownership in Florida

What qualifications are required for first-time homebuyer programs?

Eligibility varies, typically including being a first-time buyer, having sufficient income and reasonable liabilities to afford a home.

A first-time homebuyer is typically an individual who has not purchased a home in at least three years. Certain situations can allow you to still be considered eligible even if you have recently purchased a home.

How can financial assistance can be obtained?

Qualified first-time homebuyers can often receive $5000, $10,000 and even up to $26,000 for closing cost assistance. Each scenario is different and will be reviewed on an individual basis. Once the requested information and documentation is obtained, assistance to help purchase a home can be reviewed.

Are there options available for veterans?

Yes, there are programs tailored specifically for veterans including closing cost assistance.

Is an educational workshop required?

No. In most cases, an educational workshop is not required. With certain program options, a first-time homebuyer class and course completion certificate may be needed.

Can I find properties listed that are part of the affordable housing programs?

Once your information is reviewed, and qualifications are determined, we can go the next steps in the process including reviewing homes and townhomes based on your price point.

Can I only purchase a home? What about townhomes and condos?

Generally, single family homes and townhomes will satisfy underwriting criteria to qualify for many of the programs.

Most condos will require a larger down payment and not fit the criteria needed for underwriting. Therefore, it is suggested to focus on single family homes and townhomes to keep the down payment to a minimum.